The process begins with a Private Fiduciary Strategy Consultation.

Before the consultation is confirmed, we ask that you complete a brief preliminary questionnaire. This allows us to review your current structure, identify potential exposure or inefficiencies, and prepare a focused, substantive discussion.

These sessions are not general inquiries or sales calls. They are structured conversations designed to assess suitability, alignment, and whether a fiduciary architecture is appropriate for your situation.

Once the consultation is complete and there is mutual fit, we outline next steps and coordinate with your existing advisors to proceed.

Frontier Capital Trust does not operate as a drafting firm, a compliance vendor, or an asset manager.
We operate as fiduciary architects and administrators—designing and stewarding private trust systems as living operating frameworks, not static legal instruments.

The difference is not jurisdictional or technical.
It is functional.

We design systems, not documents

Most estate planning ends when documents are signed.
Our work begins there.

We focus on how a trust actually functions over time:

• how decisions are authorized,

• how receipts are classified and recorded,

• how fiduciary intent is evidenced, and

• how the record survives audit, transition, or succession.

A trust that exists only on paper remains vulnerable.
A trust that is administered as a system becomes defensible.

We operate where professional silos end

Traditional roles are necessarily limited:

• attorneys finalize legal language,

• CPAs report outcomes, and

• trustees execute instructions.

Our role is to integrate these disciplines into a single, coherent fiduciary operating environment—so that governance, accounting, and documentation reinforce one another rather than drift apart.

We do not replace advisors.
We make their work operationally coherent.

We emphasize administration over intention

Intent alone does not create protection.
Protection arises from consistent fiduciary conduct supported by records.

Accordingly, we design:

• administrative governance cycles,

• fiduciary accounting protocols,

• resolution and documentation frameworks, and

• verification processes tied to real outcomes.

This transforms fiduciary duty from an abstract obligation into a provable practice.

We align stewardship with results

Unlike hourly billing or asset-based fees, our ongoing stewardship is performance-aligned.

Our responsibility is to preserve the integrity of the fiduciary system—its accounting, governance, and documentation—so that results can be measured and verified annually.

We do not manage assets.
We manage fiduciary order.

In essence

What differentiates Frontier Capital Trust is not novelty, but discipline.

• Private by design

• Operational by intent

• Defensible by record

A trust drafted expresses purpose.
A trust administered proves it.

The fiduciary structures we work with are private fiduciary trusts grounded in common-law & equity principles of contract and property, rather than dependent on statutory trust codes.

At common law, a trust arises from a lawful private agreement in which property is transferred and held under defined fiduciary obligations for the benefit of others. The governing force of such a trust is the intent expressed in its terms, subject always to applicable law and public policy.

This principle is well established in authoritative sources:

• The Restatement (Third) of Trusts recognizes that a trust is created by the manifestation of intent and is governed primarily by its terms, except where overridden by mandatory law.¹

• Scott & Ascher on Trusts explains that trusts are fundamentally private arrangements rooted in property and contract principles, with their validity turning on intent, lawful purpose, and fiduciary obligation.²

• Bogert, Trusts and Trustees likewise affirms that trust relationships originate in private ordering of property and are enforceable under common law.³

• Modern scholarship, including John H. Langbein’s The Contractarian Basis of the Trust, confirms that the trust is best understood as a form of contractarian private ordering respected and enforced by courts.⁴

Consistent with these authorities, the trusts we work with are formed by private agreement and governed by their own terms, while remaining subject to applicable state and federal law.

Importantly, licensed attorneys review and finalize all legal language to ensure enforceability, compliance, and alignment with jurisdictional requirements. Our role is administrative and consultative—designing and supporting the fiduciary architecture that operates within the legal framework approved by counsel.

Sources

1. Restatement (Third) of Trusts §§ 2, 4, 25 (2003).

2. Scott & Ascher on Trusts §§ 2.1–2.3 (5th ed.).

3. Bogert, Trusts and Trustees § 1 et seq.

4. John H. Langbein, The Contractarian Basis of the Trust, 105 Yale L.J. 625 (1995).

Our pricing model is intentionally simple, transparent, and aligned with outcomes rather than activity.

We separate architecture from stewardship, reflecting the difference between building a fiduciary system and administering it over time.

One-Time Architecture & Administrative Setup

We charge a one-time setup fee to design and activate the fiduciary system.

• The standard setup fee covers the engineering of the trust architecture, administrative framework, accounting integration, governance protocols, and coordination with the client’s CPA and legal counsel.

This fee reflects the work required to transform a concept into an operational, documented fiduciary system—not merely a drafted instrument.

Annual Fiduciary Stewardship

After activation, the system requires ongoing administration to remain effective and defensible.

Our annual stewardship fee is ten percent (10%) of verified annual efficiency or tax savings, calculated from CPA-certified records and reviewed each year.

• The fee is performance-based, not asset-based.

• It is subject to a fairness cap

• The client retains the substantial majority of any verified benefit.

This model ensures alignment: we are compensated only to the extent the fiduciary system continues to perform as intended.

What We Do Not Charge

• We do not bill hourly.

• We do not charge based on assets under management.

• We do not assess interest, late fees, or any form of usury.

Our fees are fixed, disclosed in advance, and tied directly to delivered value and ongoing administration.

Why This Model

Traditional fee structures reward time spent or asset custody.
Our model rewards order, verification, and results.

By separating architecture from stewardship and aligning ongoing fees with verified outcomes, the pricing remains fair, disciplined, and transparent over time.

We are paid to build the system once—and to keep it working properly thereafter.

What is it like to work with Frontier Capital Trust?

Working with Frontier Capital Trust is deliberate, structured, and highly prepared.

We do not operate on urgency, volume, or transactions. Every engagement is approached as a fiduciary undertaking, where clarity, documentation, and discipline matter more than speed or promises.

From the outset, clients experience a process that is orderly, confidential, and focused on substance rather than sales.

Prepared, Not Reactive

Every engagement begins with preparation.
Before any consultation, we review preliminary information so discussions are informed, efficient, and relevant.

Clients are not asked to “explain everything” on the call.
We arrive prepared, with context, questions, and a working understanding of the structure under review.

Structured and Disciplined

Our process is defined and predictable.

Clients can expect:

• clear phases of work,

• written documentation at each stage, and

• transparent communication about scope, timing, and next steps.

Nothing is improvised.
Every recommendation is grounded in structure, not speculation.

Collaborative with Existing Advisors

We work alongside the client’s attorney and CPA, respecting professional boundaries and roles.

Legal counsel governs legal instruments.
The CPA verifies accounting and reporting.
Our role is to integrate governance, administration, and fiduciary accounting so the system functions coherently over time.

Clients are never asked to replace trusted advisors.

Private and Discreet

Discretion is fundamental.

Engagements are conducted confidentially, documentation is maintained internally, and information is shared only with designated advisors.
There are no mass processes, public filings, or unnecessary disclosures.

Privacy is built into how we work, not added afterward.

Measured and Accountable

We do not promise outcomes.
We design systems capable of producing verifiable results and then document whether those results occur.

Ongoing stewardship is tied to measured performance, reviewed annually, and supported by records.
This creates accountability on both sides and removes ambiguity over time.

In Practice

Clients often describe the experience as:

• calm and methodical,

• intellectually rigorous, and

• reassuringly ordered.

There is no pressure, no urgency tactics, and no reliance on trust alone.
Everything is evidenced.

We replace assumption with structure, and structure with proof.